Payment Options Without Insurance

Visiting Your Dentist With No Insurance

Dental insurance isn’t always an affordable option, but just because you don’t have it doesn’t mean you should avoid going to the dentist. Many patients who skip regular cleanings end up with major dental issues later on.

Instead of getting hit with a big bill to correct an issue, you should keep up with your 6-month cleanings. Panorama Dental offers a number of payment options to help patients without insurance cover the cost of their visits. Choose from a variety of financing options or enroll in the Gloss Dental Membership, which gives you access to reduced rates on dental services.

Your Payment Options

Gloss Dental Discount Plan

Gloss Dental Plan

Gloss Membership Plans include cleanings, exams, and routine x-rays at no additional cost.

Plans start as low as $25/month and members save up to 20% on all dental procedures.

Our Membership Plan provides the professional oral care you want at an affordable price!

By offering the plan directly to you, we remove the cost and hassle of a middleman. We keep it simple, pass the savings to you and focus on your oral care!

Learn More

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12 Month, Interest-Free Financing

(credit check required)

Upon qualifying you will be extended for a line of credit with 6 to 12 months interest-free financing.

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36 to 60 Month Financing

(credit check required, interest applied)

Upon qualifying you will be extended for a line of credit with 36-60 month payment plans by an outside financing company (Care Credit). There is a short credit application that we will help you fill out. We submit this over the internet and you can find out in just a few minutes if you are approved. If approved, we will let you know what your estimated monthly payment will be for a 36, 48, or 60 month payment plan.

Pay Cash or Check


We offer a 5% discount for pre-payment in full by check. The 5% discount is for paying the entire amount of the projected treatment in full before the day of treatment.

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Credit Card

We accept VISA, MasterCard, Discover, and American Express. Many of our patients prefer this option because they earn reward points.

We accept most insurance. To see the full list, visit our insurance page.